The valuation copilot that shows you every assumption — and teaches you along the way.
Research tool. Not investment advice.
Every intrinsic value is built from a formula you can see in full — no black box, no hidden model.
Every input has a plain-English explainer and a rationale for its default, so you leave sharper than you arrived.
Bear, base, and bull ranges — never a single fake-precise number — plus a margin of safety you can actually see.
Any US-listed stock. Intrinsic pulls five years of fundamentals.
Conservative defaults, fully editable — recomputes in real time.
Bear/base/bull across three methods, blended into one clear read.
This company has grown revenue 6.9% to 18.0% year-over-year over the last 5 years.
Sliders show the company's own historical range as context, and every field has a 'Learn' link and a rationale tooltip — never a black-box default.
Current price
$420
Blended IV
$153
Margin of safety
-174%
Bear, base, and bull — never a single fake-precise number — plus a margin of safety you can see at a glance, in muted colors that don't shout.
| Method | Bear | Base | Bull |
|---|---|---|---|
| Graham Formula | $99 | $131 | $162 |
| Owner Earnings DCF | $94 | $129 | $189 |
| Forward P/E | $166 | $207 | $249 |
Graham, owner-earnings DCF, and Forward P/E, blended into one view — so no single method's blind spot drives the whole verdict.
$0/mo
Everything you need to value a stock properly.
$19/mo
For investors who value more than a few names a month.
$49/mo
Planned for power users doing this professionally.
No. Intrinsic is a research tool that shows you the math behind a valuation — it never tells you to buy, sell, or hold anything, and every output is labeled accordingly.
By design. Analyst price targets often price in growth optimism and near-term catalysts. Intrinsic's defaults anchor conservatively — the lower end of a plausible range, not the consensus. Divergence from the market price is the point: it's what tells you whether you're paying for growth that isn't guaranteed.
Financial Modeling Prep, cited with fiscal period at the bottom of every valuation. Business summaries are generated by Claude (Anthropic) from that same provider data.
Every input — growth rate, discount rate, terminal growth, maintenance capex, method weights — is a slider or number field you control, with your own edits taking priority over the defaults.
Yes. Saved valuation cases are scoped to your account at the database level (Postgres row-level security) — nobody else can read or write your saved cases, including via a compromised API key.
No, and we've built that in as a hard rule: the deterministic valuation engine produces bear/base/bull ranges and a verdict badge, never a recommendation, and the AI-generated summaries are explicitly instructed never to predict a price or use words like "cheap" or "expensive."